A Story About Paying Off Debt and the Obstacles Along the Way

Monday, September 16, 2019

Closing the Income Gap

I'm just popping on to this here olde blog to say that

We have some discretionary income again!

My part-time work hours have ramped up. I was initially offered 12 hours per week, then 15. Someone quit. I took on some of their responsibilities, so now I'm on the books for 18 hours per week. Today, my boss told me that I can work 30 hours per week for the next month or so because management is starting to get anxious about meeting an upcoming deadline.

For September, anyway, we'll exceed our expenses by at least $300. It's going straight into savings.

*whispering* We may hit our e-fund goal this month.

Woot woot.

If the same thing happens next month, it's sinking funds time!

Yes, I certainly find it problematic that my company won't offer me health insurance or other benefits, but honestly, I'm pretty happy with what I'm doing and can't imagine ditching this gig for a random 8-to-5 desk job. Especially because my daily schedule looks something like this:

     6:30 AM: Wake up; drink coffee
     7:15 AM: Get kid out the door
     7:30 AM: Run and breakfast
     9:30 AM-ish: Work for however many hours
     If time in afternoon: Laundry or random television show watching or trips to library
     4 PM: Help kid get snack and organize homework

Is there another job that's going to afford me this level of flexibility? With benefits? And no micromanagement?

When that unicorn canters into town, I'm there. Until then, I'll stick with what I've got.

Another piece of news: I'm putting Rover on hold. I love that I have it in my back pocket in case I need to earn some quick cash. At any moment, I could unlock my profile and adjust my settings to guarantee some bookings. But I feel like I have enough on my plate, and I don't want to burn out by taking on unnecessary side jobs.


  1. Hooray!!! Thank is such stinking awesome news. And you talking so favorably about a job.... amazing.

  2. Yay!!!! Congrats! I am glad your enjoying your new job. :-)

  3. I am so happy for you! I hope they keep on treating you right.

  4. You *can* put a price on autonomy and happiness at work and in this case, for both of us, it's the cost of not having benefits. I think about it every so often and the final analysis is still: the trade-off is SO worth it IMO.

  5. That work situation sounds pretty ideal, friend. It's honestly something I'd like to create in the near future, either approaching FI or even afterwards: some meaningful work is certainly part of the plan no matter what, for us. Just don't know if it will be paid (would be nice) or unpaid stuff, like the blog or a podcast.

    And so pumped to hear you have disposable income again, too. That is RAD. Here's to hoping for more good months.

  6. That sounds fabulous!! I was wondering if I should find a job like that, but seriously seems like such a unicorn job. Hahaha. SOOO glad things have turned out for better after the huge mess of the past half year! :)