A Story About Paying Off Debt and the Obstacles Along the Way

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Winning, January 2019 Edition: Jobs, Self-Care, Goals

I'm popping in to give a quick update on life stuff and some recent wins, since I hate to go more than a week without posting to the blog. I have a few more professional-ish posts in the hopper (one about creating an updated budget, one about the pitfalls of giving advice in the personal finance space, one about our modified student loan payoff plan), but before those go live, I need to get through the next few days. For now, I'll go with more of an informal two-friends-catching-up-over-coffee post.

1. Job Transition

Old Job is officially over! Thank the baby Jesus. I've returned all of the equipment and the only thing left to do is cash my final paycheck when it arrives next week (I wish it'd arrive sooner because the $150 in our checking account has to tide us over for the next nine days).

As for New Job, it starts tomorrow. I've received my company computer and attendant gear, and my calendar is already packed with meetings and training. Looks like this is really happening!

To be completely honest, I feel more anxious and skeptical than excited. Anxious because I'm always worried that something will go wrong or that I'll totally suck in my role, and skeptical because after five years of lackluster jobs, I have a hard time believing that I will ever find work that I enjoy. I feel like I am doomed to be disappointed in, and unfulfilled by, any job I take. If this one doesn't pan out, I really don't know what I will do. At that point I think I'd have to focus on freelancing and/or building my own business.

But I'm getting way ahead of myself. Hopefully these feelings of uneasiness reflect nothing more than first-day jitters.

(No need to point out that I am a neurotic worrywart. Trust me, I'm aware!)

2. Self-Care

I had one week of freedom between jobs and I used it to take care of some mundane but necessary tasks that I've been putting off. In particular, I went to the doctor for my preventative well-woman exam and had some routine blood work done. I wanted to slide them in before Old Job insurance runs out at the end of this month.

My doctor and I spent some time weighing the pros and cons of mammograms (I'll probably hold off on that for now) and colonoscopies (given a family history of colon cancer). I ended up having a FIT test, which is a non-invasive test that can help diagnose colon polyps or cancer. Waiting for test results makes me nervous - because I get nervous about everything - but I'm proud of myself for getting it done.

Go to the doctor, people! Use those preventative care benefits! And get your flu shot if you haven't done so yet.

3. Goals

Brag moment: I am kicking butt with my 2019 goals. Not just the money ones, but the health ones, too. Over the past few weeks I have:
  • consumed at least 64 oz. of water every single day (I don't think this has EVER happened before!)
  • worked out 4-6 days per week 
  • meditated 5 days per week
As a result, I feel a little bit calmer and way more hydrated, have more energy, and can see more muscle definition in my arms and legs. And my hair looks better! I keep thinking I'm imagining that last one, but I swear it's softer and fuller.

You already know about my other January goal wins, namely paying off my student loan. Next up: eliminate remaining medical bills.

Tell me how you're doing! How are you feeling about your own job/career? Have you made progress on your goals? What forms of self-care are working well for you?



  1. I need a massage. I tried to get a good deal on a Groupon one, but it turned out the lady was booking out in April. Gah, no! I need something sooner than that because it's definitely one of my self-care go-tos. I have therapy this coming week, which is also a good way for me to take care of myself.

    I haven't yet started back in on exercising, which is a shame. I'm hoping to get that back up and going this week. Then again, I said the same thing last week and the week before. I'm going to have to get more strict with myself.

    Congrats on hitting all those goals and on your new job!

  2. I'm baking my own bread these days because it's better and cheaper than what the store sells. I'm visiting a lot of doctors and I feel like it's derailed career progress to have gotten sick but I'm proud of holding down a job, and I stepped up my savings. I put in for a long weekend for a staycation and I have no idea what I will do with myself, but we'll see--I might finally get around to touring my state capitol.

  3. Yay good job staying on top of building healthy habits!

    It turns out that reading Work Optional has had an unexpectedly salutary effect on my stress/anxiety about our money goals so that was pretty cool!

    I'm still battling a fair bit of work stress and don't see an end in sight for a while yet, unfortunately. I thought it'd be over by March but I'm not so sure ... :/ We'll see!

  4. Good job on the doctor's appointment! That's such a huge self care thing. And woooooooo, new job. That's gonna be so great. (I will be the optimistic friend while you're still not sure because IT WILL BE GREAT!!) And I feel you on the $150 for the next nine days... we're in the same boat, and the stress is oh so not that wonderful, haha. I can't wait to hear more about the new gig!

  5. I'm here to shout YAH self-care!!!

  6. Wow! Like you said, you really are kicking it with the health/self-care goals. I like how you include meditating in your plan. That is something I have always FAILED at enormously. I've set aside time to have my students meditate with me at the beginning of class each period for 3 minutes this past week. I always tell them I'm bad at it. My head goes crazy during quiet time! I'm trying though....

    I think you can find work you enjoy eventually if that is your plan. I remember my first few weeks at my current job as being incredibly difficult. Like you, I was thinking the only way I could survive was by starting my own business. Then I analyzed a little deeper and just realized - at my age - I don't like being new at things. I will always need to be new at things, however, so I used the experience as a chance to see that the real problem wasn't the job, but the idea that I was embarrassed by constantly having questions and not feeling good enough. Now I'm a lot more confident. Being new was the problem (not the job). That may not be your experience, but it was mine. Best wishes with the rest of the year!