A Story About Paying Off Debt and the Obstacles Along the Way

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Emergency Funds and Medical Bills and Teacher Strikes... Oh My!

My current thoughts on April:


And also


With a little bit of this thrown in:


Thanks for empathizing, rocker panda.

Yes, I'm being a little dramatic - just part of my charm! - but April 2018 shall henceforth be known as The Month That Our Debt Repayment Plan Hit A Wall. Part of it can be blamed on our medical bills from The Infamous Appendectomy of March 2018. We're still in the process of tallying up the total, but the bills have started to trickle in, and looks like we'll owe several thousands of dollars when all is said and done (I'm hoping I can finagle a payment plan that will allow me to cover it all via my HSA).

Part of it has to do with the teachers' strike here in Arizona. As a teacher in Arizona, Fortysomething is currently on strike. Teachers don't get paid if they walk out. We completely, wholeheartedly support the strike, but it's made us realize we want to tuck away more money into our emergency fund - if not for now, for potential future interruptions in pay. We plan to set aside $3000 before returning to a more aggressive debt repayment plan. ($3000 isn't really enough, either, but it would get us through a full month if one of us wasn't getting paid.)

It's fine. We're fine. It could have been a lot worse. We're meeting all of our financial obligations. Between the emergency fund and our investments, we're even managing to sock away some cash. But it's hard to have to slow down on the debt repayment. I feel so impatient to be done with it, especially the credit card.



  1. Oh believe me, I've had those kinds of months when I feel like I've been dragged by my ankle down a dirt road by life. All I can do is dust off and start walking again.

    The good news is it sounds like a temporary deceleration as opposed to a full on financial set back.
    You'll be back on track in no time.

  2. I think we'll be back on track soon, too... We just need to sort out these medical bills. Thank you for the encouragement!

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